39 replies 132.3K views cazzerp Forumite. Policy Wording IPID. Cancelling after you make a claim. Some insurers might include legal expenses cover as part of their comprehensive car insurance, while others might give you the option to buy it for an extra fee. Home insurance legal expenses insurance typically covers legal proceedings relating to your home, employment, death or personal injury. Admiral Law can advise you on a variety of different ways to fund your claim. Ageas. Legal expenses cover – also known as motor legal protection – is an add-on to your car insurance that covers you in case an accident you’re involved in ends up in court. The cover is there to help you claim for personal injury and uninsured losses as well as a range of other motoring issues, as long as there are reasonable prospects of your claim being successful. Our experts select and analyse between 30 and 100 features or benefits for every policy on the market. If you take out Motor Legal Protection alongside your Admiral Car Insurance policy, you will be provided with up to £100,000 of legal costs cover if you're involved in a non-fault accident. Motor Legal provides cover following a motor accident or incident where you are not to blame. Motor Legal Protection offers. 22 July 2008 at 8:19AM edited 30 November -1 at 12:00AM in Insurance & Life Assurance. Legal helpline Document drafting. Protect yourself against losses not covered elsewhere such as your excess and personal injury. If you've bought Motor Legal Protection, our solicitors will contact you to assess what losses can be recovered and help you recover them. Covers all the vehicles you drive. Some examples of uninsured losses are: This helpline can provide free advice on a range of different issues including those covered under Motor Legal Protection. We offer a number of products which may suit your clients’ needs. Motor legal protection can cover a variety of legal expenses, including claims relating to: Personal injury - either to yourself or any passengers Damages - to your car if you don’t have fully comprehensive car insurance Loss of earnings – if you’re left unable to work due to an injury It provides up to £100,000 to pay lawyers’ costs to help you to claim financial losses (such as your excess and travel expenses) or compensation for personal injury from the person who is responsible. If you have a road traffic accident involving your car where you're not to blame, you have a right to claim from the person responsible for the accident. A money saving way to replace a more expensive policy sold by your main motor insurance company. Legal Expenses. Motor Legal Protection Plus Buy now. legal expenses cover . Home insurance legal cover. ... You may already have Motor Legal Protection through your motor insurance. Say your car was badly damaged in an accident and the other driver was found to be at fault. Motor Legal Protection documents. Motor legal protection covers your legal fees, so you can pay for a solicitor to go after a third party on your behalf. Like most car insurance companies, Admiral won’t give you any refund on your car insurance if you’ve made a claim. How many people would you like to cover? Our FLP is an optional add-on to your Admiral Home Insurance, unless you have Platinum level cover … Paying up to £100,000 of legal costs to help you claim compensation if you or your passengers suffer a loss as a result of a non‑fault accident involving your vehicle. Is knocking off the 'Motor Legal Protection' bit a good way to save on Car Insurance? Legal assistance to the value of £100,000. ... Admiral. This is usually to recoup out of pocked expenses that a standard insurance policy may not pay out for. Motor legal expenses insurance can also come with access to a telephone legal advice, and a counselling helpline. Find a Star Rating Home Legal Expenses Insurance. It's included as standard on our Platinum level of cover, and can be added as upgrade to Admiral or Admiral Gold home insurance. With Motor Legal Protection we'll help recover losses from whoever caused the accident, when a successful claim is likely. This means that your claim will be pursued as long as there is over 51% likelihood that your case will be successful and your losses will be recovered. With Motor Legal Protection we’ll help recover losses from whoever caused the accident, when a successful claim is likely. Admiral, David Street, Cardiff. Treat yourself to end-of-year cash rewards in the winter sales. As rated by the most important people, our members 5 Star Rated Membership. The same goes for most of Admiral’s other car insurance add-ons, like hire vehicle cover and motor legal protection. 2 posts. Ageas. How to buy Motor Legal Protection You'll just need to select the option when you buy online or ask the advisor for it when you call to accept your quote. Admiral, David Street, Cardiff. We’ll look in more detail at exactly what you can claim for on Admiral's cover below. Motor legal expenses insurance. These cover you for between £50,000 and £100,000. Taking the string out of legal expenses. In general, is the legal protection add-on to a motor policy worth the usual £25 or so? Let our expert ratings help you quickly find out what the quality of an insurance policy is. Paying up to £100,000 of legal costs to help you claim compensation if you or your passengers suffer a loss as a result of a non‑fault accident involving your vehicle. If your car is written off or stolen, a hire car could help make sure your daily life and routine isn't disrupted. I own a car and a motorcycle and am paying for legal protection on both policies. Motor legal expenses insurance also provides customers with access to telephone legal advice and document drafting service to help them with motor-related legal enquiries, regardless of whether they need to claim on the policy or not. This protects you against paying the costs involved in legal cases, for example, solicitors’ fees, court fees, etc. CF10 2EH (Reg No: 03849958). If you need to use taxis or hire a car while yours is in the garage, legal expenses cover will recover these costs from the driver who's at fault and their insurance provider. If van drivers want additional protection, Admiral offers some extra features to supplement their policies. Also known as home insurance legal cover, Family Legal Protection (FLP) helps pay legal costs towards claims for several issues, including property and employment disputes, and personal injury claims. It can also cover cases where you've entered into a contract for the sale and supply of goods and services. Motor Legal Protection. But you’ll still have to pay a cancellation fee. These are also known as uninsured losses. CF10 2EH (Reg No: 03849958). You can buy a separate legal protection policy if not. How easily would you cope without your car? Motor Legal Protection is primarily designed to provide assistance following a non-fault accident. We can put you in touch with them to discuss further. Policy booklet Insurance Product Information Document; Personal Injury documents ... CF10 2EH. Legal cover is often offered as an optional benefit that you can choose to add to your car insurance policy for an additional cost. Cover for legal costs if you’re involved in an accident that’s not your fault. 10% of customers with a best alternative price saved between October 2019 & March 2020. Motor legal protection is an optional extra for all policies. Motor legal expenses insurance could pay up to £100,000 per claim to cover your legal costs and expenses, and the other person’s legal costs if you lose. EUI Limited is a subsidiary of Admiral Group plc (reg no 03849958) and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). Motor Legal Protection cover comes with 24/7 access to a free Legal Advice Helpline which is available 365 days a year. Our experts select and analyse between 30 and 100 features or benefits for every policy on the market. With MultiCar you could get a great deal for two or more cars. Throughout this section, your Motor Legal Protection policy has certain words and phrases, which have special meaning and these are explained below: Action The pursuit of civil proceedings and appeals against judgement following a road traffic accident; the pursuit or defence and appeals against judgement in relation to a contractual dispute to do Build your rewards wallet and help pay next year's insurance. ... Admiral One, Admiral Loans and Admiral Car finance are all trading names of Admiral Financial Services Limited. Outstanding legal expenses insurance to AXA Assistance gives your customer access to our extensive portfolio of legal assistance products, including family, motor, commercial, property owners, identity theft, travel and leisure, on a before-the-event basis. Legal advice doesn’t come cheap, but you can reduce or remove the financial burden of defending or pursuing a claim with our legal services cover – whether it’s about your consumer rights, a dispute with your landlord, or even employment law. Our motor legal protection cover will provide up to £100,000 of legal costs to help you to claim, where no other insurance policy will cover your losses, as long as there is a better than 50% chance that your claim will succeed. Motor Legal Protection Policy. Motor Legal Protection provides up to £100,000 of cover for legal costs if you're involved in a motor accident that's not your fault. If you don't have Motor Legal Protection, you may still be able to use their services at an additional cost. Hire car cover gives you use of a motor for a few weeks while you sort out alternatives. Telephone legal advice. It is possible to buy car insurance with motor legal protection built in or added on as part of the insurer or broker’s deal. A money saving way to replace a more expensive policy sold by your main motor insurance company. You can take out Family Legal Protection when you buy Admiral Home Insurance online or over the phone. Like all legal expenses insurance policies, claims are judged on a "Reasonable Prospects of Success" basis. breakdown cover . 22 July 2008 at 8:19AM edited 30 November -1 at 12:00AM in Insurance & Life Assurance. If you think you can get buy for a bit without a car, you don't necessarily need this. Admiral multi car insurance policies offer a number of further benefits, such as replicated no claims discount (the amount of NCD from one car can be applied to subsequent cars) and general savings as further cars are added to the policy. Let our expert ratings help you quickly find out what the quality of your insurance policy is. Motor Legal Protection Plus £15.00 for a years cover. To call the Legal Advice Helpline call 0333 999 7873 and to make a claim call 0333 220 2039. Motor Legal Protection Plus. As well as travel expenses, legal protection can be used to recover out of pocket expenses (such as phone calls to your insurance provider) and medical expenses, including loss of earnings as a result of the accident. Legal assistance to the value of £100,000. With Admiral, for instance, you can use Motor Legal Protection to: Defend yourself against a motoring prosecution Claim back uninsured losses, like personal possessions damaged or lost in an accident Claim back your policy excess or £500 (whichever is the greater) if you’re hit by an uninsured driver If you take out Motor Legal Protection alongside your Admiral Van Insurance policy, you'll get up to £100,000 of legal costs covered if you're involved in a non-fault accident and your claim is likely to succeed. Age Co. Motor Legal Protection.